Unlocking Liquidity
for RWAs
PARC-3643 is an institutional-grade primitive. Lock yield-bearing real-world assets (RWAs) directly in your KYC wallet and tap delegated credit on AAVE and other lending protocols to borrow stablecoins—avoiding taxable events and custody transfer.
Bridging Regulated Assets with Public DeFi
How the PARC protocol unlocks restricted securities without compromising compliance rules.
Soft Encumbrance
Locks tokens directly inside the holder's KYC-verified wallet. Because there is no change of address, it eliminates the need for fresh KYC registration and avoids triggering taxable capital gain events.
Claim Separation
Splits the cash redemption claim from the asset's legal title, minting a standard ERC-20 bearer claim token (`PARCToken`). This allows compliance-gated assets to be represented and utilized in public DeFi.
Credit Delegation
Leverages credit delegation mechanisms to tap existing public loan pools. RWA owners lock their positions to back stablecoin credit lines on protocols like Aave, Aave Horizon, and other lending pools.
Tripartite Settlement
Maintains strict transaction counterparty control via the Settlement Disbursement Adapter (SDA). Integrates KYC compliance on-chain so asset transfers happen within verified boundaries while closing DeFi loans.
Institutional Borrowing Simulator
Simulate collateralizing restricted RWAs and observe live Health Factors and Tripartite splits.
Projected disbursement if this position were liquidated today — not a live event.
Supported Institutional Assets
A preview of the top Real-World Assets that are candidates for the PARC framework.
BlackRock BUIDL
Regulated MMFTreasury bill fund managed by Securitize. Stable $1.00 NAV.
Superstate USTB
Tokenized TreasuriesShort-term US government securities. 25-line compliance hook.
Ondo USDY
Yield Bearer NoteTokenized bearer note backed by short-term US Treasuries.